As a family, the news of a death in Quebec when the family is abroad is one of the most difficult situations they can find themselves in. Everything is more complicated when the distance is involved. Fortunately, much of the process can now be carried out remotely, particularly for the families who opt for cremation Montreal and cremation services in Montreal service providers can arrange by phone and email. Here’s what to expect.
Step 1: Agree on the responsibility
If your loved one has made a will, the will should designate a liquidator (a Quebec term for an executor). The funeral is provided by the liquidator or the nearest member of the family. If more than one sibling is living overseas, make sure you work out up front who will be the primary contact. One clear decision maker gets rid of confusion and delays.
Step 2: Select an out-of-house provider
Check with providers outright if they’ll be able to do everything without you being in Montreal. Many can. There are so many times documents can be signed electronically, payments can be made online and updates can be shared by video calls or email. Ensure they provide service in a language that you are familiar with.
Step 3: Know the documents
A doctor signs the constat de décès (medical statement of death) in Quebec and the funeral service provider typically files the declaration of death with the Directeur de l’état civil. Official death certificates will be needed later on by banks, insurance and government programs. Order multiple copies as many institutions will also require an original.
Step 4: Make a choice about the ashes
Distant Families have more options with Cremation. The ashes may be retained in Quebec until someone comes to visit, or deposited in a columbarium where they will be scattered, or brought abroad. If you are traveling with them, be sure to read the airline’s guidelines and the restrictions of the country you’re traveling to. It’s typically easier to have the cremation certificate with you.
Step 5: Look after the estate and benefits
The Quebec Pension Plan death benefit of $2,500 may be available to the estate if your family member paid into the RRQ. There are other RRQ benefits that may be available for survivors. Banks, pension plans and insurers each have their own claim process and most now allow claims to be submitted electronically via email or by mail.
Step 6: Schedule a meeting in a time that will work for everyone.
Many families have a small memorial service immediately overseas and a second service when they can travel to Quebec. There’s no rule that says it all has to happen at once.
Just because you are distant from a loved one does not mean you can’t look after them. Use the right tools and do the essentials anywhere and at your own speed and time and grieve when you are ready.